Homeowners Insurance / Home & Property Insurance in IL

There’s no place like it…

Protection for your home from Austin McNichols

From LaGrange to Brookfield, Bellwood to Western Springs, people have been turning to Austin McNichols for homeowner’s insurance. Whether your home is a traditional two-story you purchased or an apartment you rent, Austin McNichols offers real-world protection that makes sure you and your family have a place to call home when life brings those unforeseen mishaps. There’s no place like home…and Austin McNichols has what you need to protect yours.

Do you really have the protection you need?

Most homeowners believe that having an insurance policy in place guarantees that they have all the protection they need to replace their personal belongings. Unfortunately, that’s not always the case. While there is basic coverage that is standard for most every policy, there are also specific limits that also apply to most every policy. For instance, your policy may include coverage for the loss of jewelry…but only up to a set limit, so you may not have enough coverage. Musical instruments, firearms, collectibles, art: all have specific limits on them.

Your Austin McNichols agent can review your policy to ensure you have adequate coverage that addresses your specific needs. With our vast network of insurance providers and comprehensive policy reviews, you never have to worry about unpleasant surprises should a loss occur.

Are you really enjoying the savings you deserve?

Conventional homes, mobile homes, condominiums or apartments: home can mean many different things to different people. One thing that everyone can agree on is the need to protect your home and the things you own as affordably as possible without compromising quality protection.

The agents of Austin McNichols are experts at assessing your home to determine which company would provide the best coverage…and the most savings.

Different companies offer different discounts based on many things, from security alarm systems and fire protection devices to multiple policy discounts and so much more. We work diligently to keep up-to-date information concerning the discounts provided by individual carriers, making sure you receive every discount for which you qualify.

An important message for renters…

The insurance that covers the apartment or home that you rent does NOT cover you! Far too often, renters discover that their personal items are not protected by the property owners insurance after a fire, theft or other loss. Remember that your landlord or property owner does NOT have an insurable interest in your personal belongings; that is, he or she does not own your items, therefore, they cannot insure your items. Only you can do that. Talk to your Austin McNichols agent about securing affordable renter’s insurance that protects the things you own.